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Kathy and Judy...
Experience... Integrity
Honesty... Trust
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| | Lake Mary, Orlando Florida Homes For Sale Bringing You Home To The Good Life!
Search for homes in Lake Mary, Heathrow, Lake Forest, Sanford, Longwood, Altamonte Springs, Maitland, Orlando, Winter Springs, Oviedo, Winter Park, Mount Dora, Apopka, Sorrento, Windermere, luxury homes, gated communities with tennis, golf, lake frontage, and more......... | |
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Kathy Robertson and Judy Smith
Keller Williams Heritage Realty
2015 West SR 434
Longwood, Florida 32779
Kathy: 407.221.8024
Judy: 407.221.8385
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Featured Homes
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| Kathy and Judy have been recognized by Orlando Magazine as one of the Top 100 Real Estate Agents in Central Florida!
$8,000 FIRST TIME HOMEBUYERS AND $6,500 HOMEBUYERS TAX CREDIT! HURRY! HURRY! ENDS JUNE, 2010
The Worker, Homeownership, and Business Assistance Act of 2009 extends the deadline for qualifying home purchases from Nov. 30, 2009, to April 30, 2010. Additionally, if a buyer enters into a binding contract by April 30, 2010, the buyer has until June 30, 2010, to settle on the purchase.
The maximum credit amount remains at $8,000 for a first-time homebuyer –– that is, a buyer who has not owned a primary residence during the three years up to the date of purchase.
But the new law also provides a “long-time resident” credit of up to $6,500 to others who do not qualify as “first-time homebuyers.” To qualify this way, a buyer must have owned and used the same home as a principal or primary residence for at least five consecutive years of the eight-year period ending on the date of purchase of a new home as a primary residence
BUYERS!
Receive personalized MLS listings by e-mail. Click on the button All MLS Search or for quick search by cities:
Lake Mary Homes For Sale:www.mlsfinder.com
Longwood Homes For Sale:www.mlsfinder.com
Sanford Homes For Sale: www.mlsfinder.com
Maitland Homes For Sale:www.mlsfinder.com
Altamonte Springs Homes For Sale:www.mlsfinder.com
Orlando Homes For Sale:www.mlsfinder.com
Windermere Homes For Sale:www.mlsfinder.com
Luxury Homes For Sale
Lake Mary Luxury Homes For Sale:www.mlsfinder.com
Longwood Luxury Homes For Sale:www.mlsfinder.com
Sanford Luxury Homes For Sale:www.mlsfinder.com
Maitland Luxury Homes For Sale:www.mlsfinder.com
Altamonte Springs Luxury Homes For Sale:www.mlsfinder.com
Orlando Luxury Homes For Sale:www.mlsfinder.com
Windermere Luxury Homes For Sale: www.mlsfinder.com
SELLERS!
Your first challenge is setting your home’s sale price. That’s an important task – if the price is set too low, you’re losing money. If you set it higher than comparable homes in your area, your home will typically be on the market for an extended period of time and often sell for less than it should. We can help you in Setting Your Price by providing a Free Home Evaluation. Click on Market Analysis for an analysis of your home and its value.
In real estate, experience counts. WE have been selling real estate for over 30 years, are designated CRS, GRI, ABR. Learn more about Kathy Robertson and Judy Smith, the partnership that has your interest first. Our experience, outstanding customer service, excellent marketing plans and strong negotiation skills will make your real estate experience a pleasant and profitable one.
We look forward to putting our expertise to work for you!
Interested in what is happening in the mortgage world, www.homepointemortgage.com
HAVING TROUBLE REMODIFYING YOUR MORTGAGE -- See this video and you will see why the government and banks would prefer homeowners to sell their homes short or go to foreclosure www.thinkbigworksmall.com
UNDERSTANDING SHORT SALES!
A short sale can be an excellent solution for homeowners who need to sell, and who owe more on their homes than they are worth. In the past, it was rare for a bank or lender to accept a short sale. Today, however, due to overwhelming market changes, banks and lenders have become much more negotiable when it comes to these transactions. Recent changes in corporate policy and the Obama administration have also improved the chances of getting a short sale approved.
Here's a more official definition:
•A homeowner is 'short' when the amount owed on his/her property is higher than current market value.
•A short sale occurs when a negotiation is entered into with the homeowner's mortgage company (or companies) to accept less than the full balance of the loan at closing. A buyer closes on the property, and the property is then 'sold short' of the total value of the mortgage.
For homeowners to qualify for a short sale, they must fall into any or all of the following circumstances:
•Financial Hardship – There is a situation causing you to have trouble affording your mortgage.
•Monthly Income Shortfall – In other words: "You have more month than money." A lender will want to see that you cannot afford, or soon will not be able to afford your mortgage.
•Insolvency – The lender will want to see that you do not have significant liquid assets that would allow you to pay down your mortgage
This seems simple enough, but it is a complicated process that takes the expertise of experienced professionals. We hold the CDPE® (Certified Distressed Property Expert) Designation and are ready to identify all possible options and, when possible, assist in the quick execution of a short sale transaction.
If you have questions or feel you may qualify for a short sale, please contact us for a free consultation.
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